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Home Refinancing

Home Refinancing

Refinancing A Home

Refinancing Your Home?

Whether you want to refinance your primary residence, second home or investment property, our expert advisors can help you lower your interest rate and payment.*

Why should you refinance?

With home mortgage rates at historic lows, you should seriously consider reevaluationg your mortgage. If you have had a mortgage loan for several years you may have the opportunity to lower your rate and thus your monthly mortgage payment*. Saving money each month means you can pay off other debts, save towards your childs's education, or take that vacation you always wanted.

How can you refinance? 

Cash-Out Refinance: Need some extra cash to make some home improvements or pay your child’s college tuition? Cash-out refinancing is a great option for homeowner’s who have built a significant amount of equity into their home over the years.

FHA Streamline: An FHA streamline mortgage is a fast and easy way to save money on your FHA mortgage loan. Depending on the terms of your current mortgage, you may be eligible to refinance with a minimum 5% reduction in your payment, with no appraisal, income or asset verification required.

VA Interest Rate Reduction Refinance Loan (IRRL):  If you are an activie duty military personnel or a Veteran, this refinance option can help you obtain a lower interest rate and monthly payment by refinancing your existing VA mortgage loans.

Harp 2.0 Program: The government's HARP 2.0 program may allow you to refinance into a more affordable mortgage, even if your house is not worth what it was when you purchased it.

Refinance to a Fixed-Rate Mortgage: Mortgage rates can go up and down. If rates go up and you have an adjustable-rate mortgage, you'll be paying more every month. By refinancing to a fixed-rate mortgage, you can lock in a rate over the life of the loan and will pay the same amount each month.

 

*In refinancing an existing loan the total finance charges may be higher over the life of the loan.